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hoadie View Drop Down
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Joined: March 16 2006
Location: Niagara/Canada
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Points: 9680 		Post Options Post Options   Thanks (0) Thanks(0)   Quote hoadie Quote  Post ReplyReply Direct Link To This Post Posted: December 04 2024 at 4:22am
If Dr orders an X-ray, the system gets billed - I don't.
Same with an MRI.I don't get a bill.(Although you will have to wait 1 1/2 yrs to get it! Dr said he wanted a full skeletal MRI on me. After a year's wait they called with my MRI date...it was ANOTHER year away!! So I called my niece in Stratford. She had me in within 3 days (Bit of a drive there). Right after that, the "specialist" that Dr referred me to for my shoulder said he wanted ANOTHER MRI!! So, I got booked into Kitchener this time..in February.(Again, bit of a drive).
My buddy Gerald needed an MRI on his shoulder, but he didn't want to wait more than a year - so he went across the river to Buffalo. He was done within 2 days at a cost of $700 USD. But he STILL has to wait forever to get the surgery!
Loose wimmen tightened here
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Sapper740 View Drop Down
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Joined: July 15 2021
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Points: 1737 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Sapper740 Quote  Post ReplyReply Direct Link To This Post Posted: December 04 2024 at 4:23am
My employer supplied healthcare runs to the end of the year after which starting in 2025 I'll be on full-pull Medicare.  Here are some facts:  my company has three choices on healthcare plans:  Bronze, Silver, and Gold of which I always take Gold which costs me $6,000/year with an annual maximum out of pocket of $2,500 so currently my healthcare costs are fixed at $8,500/year.  I receive absolutely excellent healthcare which is unmatched in the world.  My Prostate cancer treatment was $200,000...my cost?  $0.00 since I had met all my deductibles.  That covered two biopsies, MRIs, a PET Scan, fiducial insertions, 40 Proton therapy visits and 4 Lupron injections all provided in an extremely timely delivery.  Lastly, I received a check for tax free $10,000 for suffering a major illness, provided by my insurance.  
 I just received a letter from Medicare telling me they're doubling my monthly Part B premium because "I made too much money in 2023." so I'll be paying approximately the same for healthcare in 2025 as I did in previous years.  I just hope that Medicare is as accommodating as my employer supplied healthcare was.  
If I was still living in Canada I'd probably still be on a waiting list for non-Proton therapy radiation treatments, no PET scan allowed and my aggressive Prostate cancer would have probably mestastized by now.  Palliative care is much cheaper than actually treating a cancer and I'd probably be getting assisted suicide brochures in the mail.  
Thank God I live in the U.S.! 
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Points: 7942 		Post Options Post Options   Thanks (0) Thanks(0)   Quote paddyofurniture Quote  Post ReplyReply Direct Link To This Post Posted: December 04 2024 at 6:07am
I use the VA.

The highest form of Government control 
Always looking for military manuals, Dodge M37 items,books on Berlin Germany, old atlases ( before 1946) , military maps of Scotland. English and Canadian gun parts.
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Points: 3388 		Post Options Post Options   Thanks (0) Thanks(0)   Quote SW28fan Quote  Post ReplyReply Direct Link To This Post Posted: December 04 2024 at 7:04am
 I retired from a company that made medical equipment; 45% of the cost of everything we made was complying with government regulations. That pines to nothing compared to San Francisco where they spent 1.7 million on a public toilet.
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paddyofurniture View Drop Down
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Joined: December 26 2011
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Points: 7942 		Post Options Post Options   Thanks (0) Thanks(0)   Quote paddyofurniture Quote  Post ReplyReply Direct Link To This Post Posted: December 04 2024 at 8:51am
Where does all this money to pay for all this stuff?

Taxes?
Always looking for military manuals, Dodge M37 items,books on Berlin Germany, old atlases ( before 1946) , military maps of Scotland. English and Canadian gun parts.
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Joined: July 15 2021
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Points: 1737 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Sapper740 Quote  Post ReplyReply Direct Link To This Post Posted: December 04 2024 at 10:46am
Originally posted by paddyofurniture paddyofurniture wrote:

Where does all this money to pay for all this stuff?

Taxes?

Yup.  That's why healthcare isn't "free" in Canada as many like to say, nor is it particularly good.  I paid much higher personal income tax in Canada along with the despised HST/GST/Provincial sales tax plus punitive taxes on gasoline, alcohol, and cigarettes. Out of the top ten modern Western countries Canada ranks dead last for timeliness of delivery of healthcare services.  So much for single payer healthcare.
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Points: 8404 		Post Options Post Options   Thanks (0) Thanks(0)   Quote britrifles Quote  Post ReplyReply Direct Link To This Post Posted: December 04 2024 at 11:02am
Yup, Canadian health care is known for their long wait times.  My brother in law waited over a year for an MRI, then another year for the knee surgery.  Dad's neighbour died waiting for surgery.  My Mom died from stage 4 cancer because they waited 3 years before doing a simple biopsy when it could have been detected much sooner.  Its "free" but you might die before getting seen.  The ones who have the money go to the US to have critical surgeries if they want to live.  It's expensive, but at least you get the treatment.  
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Joined: January 08 2019
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Points: 3049 		Post Options Post Options   Thanks (0) Thanks(0)   Quote shiloh Quote  Post ReplyReply Direct Link To This Post Posted: December 04 2024 at 3:24pm
In Ontario its OHIP this comes off your pay and your employer also pays towards it.
And speaking of time; last weak I got a call from a specialist doctors office to come see him about a gall bladder attack I had. I said when did this occur, 13 months ago. I said thanxs for the timely response and hung up. Thats how long it take an emergency room doctor to pass on info?? Holy smokes I understand how people here are dying to be seen.
Never used to be this way, we`re all doomed.
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Points: 3388 		Post Options Post Options   Thanks (0) Thanks(0)   Quote SW28fan Quote  Post ReplyReply Direct Link To This Post Posted: December 09 2024 at 6:43pm
I am now covered through the end of March 2025 of course I had to fork over $1603 to cover back to the date I applied in July.  I hope Elon and DOGE looks into Medicare.
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A square 10 View Drop Down
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Joined: December 12 2006
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Points: 16998 		Post Options Post Options   Thanks (0) Thanks(0)   Quote A square 10 Quote  Post ReplyReply Direct Link To This Post Posted: December 09 2024 at 7:35pm
thats good to know -😊😊

 i got my wife to sign up and we now have the supplemental coverages for her as well , im convinced she will want to change it next year but thats because mine saved us from huge medical debts last year when i had my heart attack , but it costs much more each year than the option she went with , 
if i had the option se went with it would have cost me a whole lot more last year than what i paid in , as it is it cost me nothing - never got a bill for anything at all , 
she thinks because she is 10 years younger that she doesnt need the coverage yet , her family lives long lives with no health issues but thats no guarantee 
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